PCP Packages can be tailored to suit individual needs to include all or some of the following;

• Fixed Cost Maintenance
• Insurance
• Fully Comprehensive breakdown cover
• A guaranteed future value (GFV) is incorporated into the agreement allowing the driver to select a higher specification vehicle for a lower monthly repayment
• At the end of the agreement the driver has the choice of either paying the GFV, returning the vehicle or selling the vehicle and retaining any proceeds over and above the GFV
• Diamond Vehicle Finance would provide individual calculations to establish whether the driver is better or worse off by opting out of the company car scheme

Benefits

• Minimal initial outlay, typically 3 months repayments
• No depreciation risk
• No Maintenance Risk (if selected)
• Any equity is retained by the driver
• Fixed cost